A Colourful Meaning

I bought a toy for my nephew’s first birthday, however, I didn’t realise it came in two different coloured boxes, pink and blue. As I bought it online, I didn’t realise there was an option to choose the colour and the first one I found was pink… When my sister saw it, she said, “You have to go back to change it to the blue one! He’s a boy!”.

I haven’t researched this, but why do we automatically associate a colour with being a girl or guy colour? From memory, my sister’s favourite colour as a child was baby blue…my favourite colour kept changing as I aged, I wouldn’t call myself feminine, but I most of the stuff I own is pink. Is it because I actually like this colour or has this been conditioned into my subconscious that girls need to like pink and look girly and shit?

Can you really just look at a colour and decide its gender? Why do some people associate some colours with being gender neutral? Some cultures see black as a bad colour and in other cultures it is white. Red is a lucky colour in China and apparently looking at green colours is supposed to be good for your eyes- hence why I got a green coloured iphone LOL. I don’t really understand…but maybe because I am not a parent…

Would be interested to hear your thoughts!

Nothing Beats the Original

Technology has kept us together during this pandemic, but no matter how technologically advanced technology can become…it still doesn’t beat real life. For the first time since forever, we had my Aunt and Uncle over at the same time as my sister and my immediate family. Nothing beats having a meal together with loved ones…We can video chat all we want, but it is so hard to give your undivided attention in a video chat. It just didn’t feel the same. Eating the same food is just more enjoyable when it’s shared with people whose company you enjoy.

This pandemic has really emphasized how important and how much I enjoy the same family gatherings. Because my Uncle is originally from England, my aunt and uncle spend half the year in Adelaide and the other half in England. Normally at this time of the year, they would be overseas in London during this time of the year, so it is nice to have them around to celebrate their birthdays.

On a side note, to minimise the risk of transmission of germs, we all had disposable plates, cutlery, and cups to use and we also didn’t sit too close to my Aunt and Uncle, to make sure we are still abiding by the rules of social distancing. . Not good for the environment, but good for me since I was responsible for cleaning up the mess after the party! Can’t say I had missed that…

Social Wealth

Whose place is it to determine someone’s worth in society?

Does it rely on age, gender, race, or other physical attributes? Just because someone is physically not as able to move around, does not mean they cannot contribute to society. Just look at Stephen Hawking And Nick Vujoic.

Society looks at a homeless person in the street and decides they are not worth much. However, they may be the mother of two beautiful children who have become a front line worker, they may be the beloved sister in her family. They were a precious child of their adoring parents.

Just because someone hasn’t finished school or gone to University doesn’t mean they cannot go on to do great things, look at the creator of Facebook who never finished his college degree. Just because you didn’t get a head start in life and be born into a rich family, doesn’t mean that you can’t make that a goal for yourself. Just because you didn’t grow up in a family of doctor, doesn’t mean you can’t pursue that profession for yourself.

Who is to judge whether one profession or the other has more prestige or power? Just because a cleaner isn’t getting paid as much as a top surgeon, doesn’t mean that they are any less important. There are so many important people in the world that are looked down upon and shunned in society.

I am not even sure what exactly the point I was trying to make was, but does and should your bank income and your job title determine your social status? Going through credit checks for  mortgages and credit cards, they ask how much you earn, how much you spend, and they are interested in what suburb you live in. We are reduced to a number of facts and figures and we are judged on that. It’s a strange society that we live in. It doesn’t matter if you are a reliable and honest person, if your numbers and statistics doesn’t reflect it.

Credit Card Woes

I have had my credit card for less than a month..and oh BOY they really do a great job of trying to trap you to spend more than you earn. :(. I think I have spent more money in the last month than I have in this year so far…that’s terrible :(. But I guess, I try to reason with myself, these things are necessary…but are they really?

Did I really need to splurge on the newest iphone model, or could I have gotten a cheaper but older model? Did I really need to get that fancy epilator with 5 different ways to use? Did I really need to get my car serviced at TOYOTA when I could have done it way cheaper anywhere else?!!? As I think of my spending habits and question whether I am wasting money…I think it has made me rethink my choices. I understand why some people can max out their credit cards…it’s just so easy..Just pay wave this, pay wave that. You don’t see the money come out of your account straight away, so you think you can spend a bit more. It’s ADDICTIVE and you tell yourself, it’s okay…I can get points for every dollar I spend! You think about the long run about what you are saving up for. But are you really?!?! IF YOU ARE SPENDING MORE THAN YOU SAVE?

So many questions. But anyways, I have got my first statement from my credit card and I am pleased to say I have paid it off. But, this month’s bill is gonna be huge 😦 eeks.

Be careful guys, staying at home makes it so much easier to buy things online that we might not need!  Just rethink if you will regret the decision later.. >.<

Recipe for Burnout

Covid is a great excuse to become burnout in my opinion. Asides from work, I usually make time to go to the gym around 3 times a week for classes and try to play badminton 1-2 times a week. I would visit my elderly Aunt and Uncle whenever I had time and also visit my sister and her baby whenever I could. Due to Covid restrictions, badminton, gym, and social outings were gone from the calendar and I didn’t visit my aunt and uncle as much because I could be a risk to them. Take away all the things I did out of work, it just left me with work..and more work. Oh yeah, also study… I am almost finishing my graduate certificate in disability studies…

If anything, I had to work more hours, longer days without break. So of course, I am not a great machine that can keep going and going. I stopped working. Literally. Couldn’t work, because I had become so sick. Sick of the unpaid overtime, sick of not being able to say no to an extra shift because I felt guilty, sick of looking after sick people. It’s a real thing.. this vicarious trauma…

Due to the stress at work, I was so exhausted when I got home, but I would still force myself to do some work out. Gone were all the things that I had preached on this blog and to others… Healthy Eating habits? I craved and gave into KFC every time the migraines came back…I have never spent so much money on SNACKS and they aren’t all healthy snacks either :(. I have been so busy at work, I don’t even drink enough water because that would mean having to go to the toilet!! I am just overeating snacks… and it’s terrible! I’ve also been splurging on things I don’t necessarily need with my new credit card.. Oh..what I have done.

Anyways, I am not writing all this JUST to complain about my situation, because I know we have it pretty good in Australia. It will get better, I hope, because the situation is ever changing! Just as fast as we were put into restrictions, the restrictions are being lifted faster than I imagined too. Life will become better soon. But until then..Just keep fighting on, because it can only get better from now.  Take time to look after your mental health, have you done something just for you today?

Maybe, it’s okay, that I am acting the way I am now…As long as I realise that I can’t stay like that forever! Now that I am aware, I will be more conscious when I go pass KFC or purchase something I REALLY do not need.

Brand Loyalty

So today, I did a dumb thing. I accidentally dropped my non-water proof iphone 6 into the toilet…It was my first and hopefully  last time to do that. I freaked out..!! All the germs that must be on my phone! So I did the stupidest thing possible, I ran it under the tap to wash it. Then I tried to dry it with a towel, then I disinfected it with an antibacterial wipe. Yes, it’s probably clean, but also I have unknowingly (?) caused water damage to my phone. The screen is like all messed up, the touch ID finger print sensor doesn’t work anymore, and it permanently says I have headphone plugged in when I certainly do not. So basically I have a phone that you cannot hear from, cannot use touch ID, and has this white glow in the middle of the screen. Fingers crossed no one will call me in the next few days until I get my new phone.

So I bought a new iphone outright on a whim. THIS IS THE PROBLEM WITH HAVING A CREDIT CARD!!! I will write a separate post for that. Extra time to pay off my large purchases? Yes Please. 😦 . I have decided to upgrade to a iphone 11. Currently I have a SIX. Which is basically ancient and was dying before I dropped it in the water…So it was sort of good timing I GUESS. Why did I get a new iphone? I can’t explain it. I am not interested in other phones anymore…4 years ago I got my first iphone and have fallen deeply in love with it, then it spiraled out of control from there. After my first iphone, I got a second iphone 2 years later…then I splurged on a MAC BOOK AIR..and this year I got Apple airpods. What’s next?!?! Probably Apple Smart Watch when if and only IF my fitbit ever dies or I lose it again. It just makes sense to get another Apple product to complete my collection. I just love all my Apple products.. HECK if there was an Apple car … TAKE MY MONEY? Did I tell you I have the Apple sticker on my car, in my poor attempt to make it an apple car? Lame. I know. But this my friend, is BRAND LOYALTY.

It can start off subtle, when someone you know takes out their iphone and it’s SO SHINY and apparently the battery life is great! You compare it with your shitty android phone with bad battery, and think to yourself…Let’s try getting an iphone next time! THEN you are hooked. Probably hooked for life. It’s not just phones as well, it’s cars, vacuum cleaners, hair straighteners, clothes, skin products.  I think we as humans have just made brand loyalty as part of our DNA…and addiction, a habit…and it starts with those around us like our parents influencing us. I have a Toyota because my parents usually bought toyotas. My sister bought a GHD hair straightner, so I also bought one. I bought an iphone, then my mum and brother followed suit. Heck, we even make habits of even where we choose to cut our hair and hence because of Covid I haven’t had a hair cut in almost 10 months because my hairdresser isn’t open :(.

My point in all this is (if there is a point) to raise an awareness of our brand loyalty. Why are we so loyal to that brand? It most likely would be because of the product’s reliability and how durable or how well it functions. I trust Apple to always make a good quality, long lasting, and sleek looking devices. I know it may seem over-priced, but I rather spend a bit more on something I will really love using and look after, than something cheaper which I don’t love.

What brands are you addicted to?

How to *Think* about buying a house

If you know me in person, I probably would have told you this, I want to work hard so that I can buy my own place and finally get another dog! Childish? Maybe. I’ve been saying this, in addition, telling people I want to travel overseas to London and Europe…which is probably off the cards for the next few months. I’ve said it for a long time and one of the reasons why I haven’t got there yet is because I have procrastinated and not done much research on how to buy a house :(.

I don’t know how other people seem to have got there so fast! Maybe it is because I am picky and because I want to save up as much as I can for that initial deposit and get a decent house… There are so many things to consider! Asides from having to have a stable income to be able to pay the mortgage for the house, you also need a good credit score. It might be also beneficial to get a mortgage broker to help you liaise with mortgage lenders to get you the best rate that you can get.

You also have to research a good place to buy a property and also consider things that are around the property such as which schools that property is zoned for. You might not have kids of your own, but if you ever want to resell, you could get a higher price if you are in the zone of a good school. I think it is important to consider buying a property that will increase in value over time and not depreciate…Otherwise, you might be selling at a loss if you have to ever move for whatever reason 😦

For the type of house, you probably don’t want to invest in an apartment or a one room unit, as they will be difficult to resell later on and you may even lose money in the process. I have also read it is not advisable to purchase a house that hasn’t been built yet! They could end up dodgy or not what you expected… Personally, I don’t want a house that requires a lot of work to be done on it…because with that money I could have gotten a better property for a bit extra that didn’t require so much work. Because I am lazy and I also probably won’t know what I am doing.

There is so much to think about, how did my parents manage to do that? I suppose it was different for them, house prices were lower and they had help from my dad’s parents. I remember when we were house hunting for the house we currently live in. My parents asked me for my opinion of the house and I still remember saying, “I like the tiles in the bathroom, let’s get it”  and we got it. I am still very picky about the bathrooms to this day and YES it will still determine whether I get a particular house or not.

Oh, the joys of adulting. Earning your own money finally, but it never seems enough. It’s more than you ever had, but it STILL isn’t enough to afford a house in this day and age :(. Oh, the joys of millennial life 😦

Trump the Trouble Maker

I am sure many of you will agree with me, if you heard anything that came out of Donald Trump mouth during Covid-19, it would be pure trash.

His recent statement about him taking hydroxychloroquine , a drug that was used to treat Malaria and now primarily for Rheumatoid Arthritis. His reasoning was that he believes it can ward off or prevent Coronavirus… Despite clinical trials still not proving this as effective, he decides to go against medical advice and to take it and to tell that to the public. I can only imagine how many people are going to follow in his footsteps and get their hands on some hydroxychloroquine and how many additional medication misadventures may happen as a result.

My question is, how did he even get his hands on some hydroxychloroquine? I am presuming in America you would still need a prescription for something like that? Shame on the doctor and the pharmacist that is providing that for him, especially for a off-label use that hasn’t even been shown to be effective. In my humble opinion, the benefits do not outweigh the risks for him to take it. It’s not even like Trump is on the front line (i.e. Health care worker) or has a high chance of being exposed to the virus. I dislike the way that he has basically contradicts whatever the advice from his advisers. Who put this clown in charge of America? Yes, he would make a great comedian, but NO he does not make a great president.

I wish someone would ban him from making any public statements, because everything he says is a joke. Sadly, some people take him seriously and have been seriously harmed.

God Bless America and May you get a real President soon 😦 (Just looked it up, next election seems to be on 3rd of Nov…Good luck until then)

 

Pandemic Ponderings

Just reflecting on how life is changing in the last few days have made me realise how much I have changed during this pandemic. Prior to the pandemic which led to a toilet paper shortage in Australia, I have never tried using a flushable toilet wipe. I have always been a plain jane toilet paper user…I am not even game to use those fancy bidet toilets in Japan…I’ve just been a big toilet paper fan (till now). However, this pandemic has made me discover the wonders and the satisfaction of using a flushable wipe, especially after a heavy meal (if you know you know).

Since toilet paper has been back on shelves, for some ODD REASON I can’t find the flushable wipes as easily in the supermarkets anymore! I am hooked! But, obviously, the supermarket may have decreased buying the wipes since toilet paper is back. Instead of the toilet paper hunt, I am not hunting for these sacred flushable wipes. Oh so expensive, but as it says on the box, ‘Leaves you feeling Shower-Fresh’. If you haven’t tried it before, you really should get your hands on some and then you will understand what I mean. Contrary to some people’s fears, I don’t believe they block the toilet drain, I could be wrong but they are supposed to ‘disperse’ in water somehow.

Another pondering that I have, is whether or not I still need my gym membership!?! I have my own yoga mat now and I have cleared out enough space in my room to do exercise AND cleared enough photos from my mirror to be able to see through it. It’s so comfortable and easy to work out from home with Blogpilates or some other Youtube Instructor… I feel like life is going to start changing back to how it was and I feel like it will take time to adjust to ANOTHER new normal again…

Though I miss seeing my friends at badminton gatherings, to be honest. Not much has changed, I didn’t go out much before and I don’t go out now. BUT I guess during the pandemic, there is less FOMO for me because everyone else is staying in too. HAHA? In a way, it’s a plus.

I am going to be taking my first exam online through a Proctor Website which is going to be exciting and scary…but a new experience none the less.

I have also confirmed that indeed my thumb is not green and is probably black. The seedling that I planted in my front garden, has not been able to sprout! I think it possibly has died!?!?  Ohwell, at least I tried. A for Effort.

I have learnt that there are many more shops I can avoid going into, by shopping online and taking advantage of their FREE SHIPPING!! Many websites have lowered minimum buy to qualify for free shipping!! I just feel like it saves a lot of time, rather than going into a shop and realising they don’t have what you want..!

I’ve also had a few phone calls from the GP instead of proper face to face meetings and I actually don’t find it too bad! It can be a bit awkward with the unexplained sudden silences, but it is much more convenient for someone as time-poor as me.

 

These are the things I have learnt and experienced for the first time during Covid-19, how has your life changed?

Expectations Vs Reality

Have you ever ordered one of those “Meal Prep Ready Kits? i.e HelloFresh etc?”, they contain all the ingredients and instructions to make the beautiful dishes that are pictured on the front of their brochures? You get super excited because you are going to end up with that awesome looking meal for dinner. Get that feeling? NO?  Well, anyway let me explain, how many times has it turned out like how you expected? The carrots you received became soggy in the fridge, your knives weren’t sharp enough to cut the vegetables up nicely like they did, you old stove cooktop doesn’t have accurate temperature settings, so your beef is a bit burnt. Your egg didn’t turn out that beautiful sunny way that you imagined it would be. You plate it up and take a photo of it for the sake of showing everyone the effort that you TRIED to make it like the picture. You write #Nailedit when you mean FAILED IT.

It not only looks shit, but it tastes shit too :(. Our great expectations can sometimes lead to great dissapointments as well. We hype ourselves up, this is the moment, this is the job we always wanted, this is the relationship that we always wanted… We all have this fake, unrealistic expectations that this is what you wanted…maybe…maybe just in your head. Perhaps some people are born more as dreamers than others. We don’t settle for what we have, we aren’t comfortable where we are…we always want…whatever is on the other side. Because the grass is always greener on the other side?  Isn’t it?  It really might be! Or it could end up being fake artificial grass. LOL.

 

What is the point of this post? I just wanted to say, there are so many expectations that I have had of myself…I turned the big 3-0 this year and it still amazes me that I still feel like the same kid that I was 12 years ago when I first finished high school. I had no idea what I would be doing, but I thought that by 30 I would be married, kids, stable job, house, dog, moved out… But, hey I am turning 30 in about 6 months and I certainly have none of that… Still single, have a pet turtle, still living with parents, on a contract job, STILL studying. But that is not what I am focussing on, I don’t want to be all negative and pessimistic. I think it’s okay to have expectations. Because I guess it gives you hope that things will change. I might be better off in 10 years than I imagined in my head and do you know what? I have realised some of those things, I don’t think I even necessarily want! It’s just that the people and environment have bred me to believe that’s what it takes to become an adult and to be seen as an adult by others.

Marriage? Maybe. Kids? Probably not. House? Yes, if I can still travel too…the loan is like a chain to my geet though :(. Dog? Yes, but I MIGHT even settle for just a cat, stable career? That’s a bit boring… I get bored in one job for too long :(.

Maybe our mindset changes, maybe we as people are just changing. Whatever it is, I am just saying it’s okay to not be where you thought you would be. Because you wouldn’t be where you are now if you didn’t walk the path you took.  Wow look at me trying to be philosophical and shit, but anyway, that’s my random rant for this week.

 

Thank you and Stay safe!

 

 

Health Care Heroes?

I am somewhat conflicted on the special treatment that ‘Health care workers’ have been receiving during this pandemic. While I think it is great that people are acknowledging the blood, sweat, and tears that happens in the health care industry and how tough and risky it can be…I feel somewhat guilty, almost, because there are so many other essential workers that aren’t receiving recognition for their commitment and hard work. Even as a health care professional, I am just doing my job…and I am getting paid for it! So I feel a bit bad that others are just doing their job, but not getting the recognition they deserve too.

I have mentioned in previous posts, the perks that have been on offer for health care workers during the Covid-10. Free soup, free coffee, discounted food, free parking in hospitals, free public transport, VIP early access to supermarkets on certain days of the week…and recently I heard they were giving free road side assist until the end of the year for AAMI customers. Thank you for acknowledging the hard-working health care professions who continue to go to work day in and day out, and they are unable to ‘work from home’, where it is safe…because our work revolves around patients and being onsite. It’s almost like token days like Valentines Day, Mother’s Day, Father’s Day…these days where you show love and appreciation for your parents or your lover. BUT, does that mean on all the other ‘normal’ day of the year, you won’t show your love an appreciations? I feel like it should be a permanent thing and not just a temporarily we finally acknowledge your importance to society kind of thing. Hope that makes sense.

In saying that, while health care workers are on the front line and incredibly important to fighting this Covid-19…I feel bad for the other ‘essential workers’ that are keeping the country running too. There’s not much love for those truck drivers who continue to keep food getting to all parts of Australia, the taxi and bus drivers for transporting people, the postie that has been working hard to deliver our letters and packages that we’ve ordered online… Then there are those food delivery drivers who are delivering food to those who might not be able to leave their home and are helping keep restaurants running during this time. There are the police, firemen, and the politicians who are working hard on planning for the recovery of Australia to become a stronger and better nation. I am sure I am forgetting a WHOLE lot of important people…the supermarket staff, cafe staff, farmers, electricians, receptionists, petrol station workers….SO MANY. We have to remember to THANK them too for continuing to work and keep this country running during the pandemic.

So, in conclusion, no hate towards health professionals or myself…but I do believe there are many ESSENTIAL people who may not be getting the recognition they deserve for doing their job as well. I am just doing my job, so why should I get praised for that?

Your thoughts are more than welcome.

The easing of Covid-19 Restrictions in Australia

Considerations needed before lifting the restrictions in Australia during the pandemic.

Now, more than ever, I think it is really tough to have the top job in Australia, because you have to make difficult decisions of whether you choose to open up the country again or to stay in lock down to prevent the spread of Covid 19. There are both good and bad points about lifting the restrictions in Australia and this post will examine this in greater detail.

Scott Morrison who is the current leader of Australia has made some pretty sensible decisions during this global pandemic in my humble opinion. One decision that I praise him for the plan created to lift the restrictions that have been implemented in the  last month or so. He has left it up to each state and territory to make their own decisions to which phase of the restrictions that they will lift and when. This is good news for Australia’s currently ailing economy because millions of workers have been out of jobs and many are currently only surviving on government handouts. However, the large amount of money that has been set aside for government handouts is not an endless supply and sooner or later, the government will run out of money to support those people. By lifting the restrictions, it means that people can go back to exercising in their gyms, partake in religious activites, and enjoy recreational activities like going to the cinema. I believe this will have a positive impact on mental health, which unfortunately has declined dramatically due to the social distancing restrictions leaving people socially isolated from their normal support networks or from losing their jobs. Sadly, the number of calls to police for domestic violence related incidents also have more than doubled in places like Melbourne, which has been in strict lock down for weeks.

In saying that, Australia has just started entering the cold, winter months, where the   threats of influenza and other illness will also be another issue to consider. By relaxing restrictions it can mean more clusters of Covid-19 are able to break out and there will not be the restrictions that have been in place to help stop it from happening. When rules are relaxed, people can become complacent again, and lead to a second spike in the number of new cases in Australia. There is the risk of many people dying from the disease, and this is especially the case for those vulnerable people, such as the elderly or those with chronic health conditions. Another issue to consider, is the risk that we will again run out of personal protective equipment that protects front line workers from contracting the Covid-19 virus and whether or not the health care system will be able to cope with the subsequent outbreaks.

The risks of benefits of lifting the restrictions put in place to stop Covid-19 is one that needs to be carefully considered and implemented. There is a need to restart the economy and to help get people back into the workforce as there is only a limited amount of time that the government will be able to support so many people. However, careful plans to ensure that a second outbreak  in Covid-19 cases doesn’t happen is also essential to have.

Random Rants: Generous Giving

 

Even as a child, I was always a giver. It was ingrained into me from a young age from my mother, “Why get fat by eating it all by yourself, when you can share it around and not be fat?”. With that mentality, I would share whatever snacks or food I had with others, I felt extremely uncomfortable to be the only one eating. If no one else was eating, I didn’t want to eat. It made me feel like a little selfish pig and gave me this really guilty feeling. I am not saying that is a healthy thing to have! Now, I am almost the opposite, I can’t stand the sound of people chewing or eating really loudly, it’s so off-putting and distracting. But I do still like to bring food to share and to give to others…

 

Not trying to say I am a saint or anything, but when I was younger I was sympathetic the beggars I saw on the street, despite not having money, I would try to give them something useful like food or a pocket hand warmer…  When I finally had a job in university, on my 22nd birthday, I remember signing up to sponsor a child in Africa who had the same birthday as me. Despite sponsoring her for many years and receiving the periodic update letters from her, I never responded to a single one. I was like an anonymous sponsee that never seemed to have time to write a letter to someone I didn’t know.

 

One day, my brother told me, instead of just throwing money to random organisations and where the money goes into paying for the staff working in the organisation in a place far away. What about instead of focussing on the people across the world, what about the people around you? This led me into a phase where I was trying to find the right place to volunteer and tried all these different places. I felt while the work I did there was alright for the moment, I felt there was so much more potentially that I could do.  There was so much I wanted to do, but so little time. I loved animals, I loved kids, I cared about the disadvantaged, people with disabilities, the medically sick…I wanted to go on medical mission trips across the world and help people in development countries, myself. That was my dream, I do still hope to do that someday. But reality hits, this all needs money. It doesn’t come for free…to get there I need to study hard to get into the degree, I need to get experience, and become qualified. I guess you can call it perhaps my calling in life for the desire to help others and to give.

It’s not always just about giving money, but thinking what can you actually DO and just to be kind to those around you, even if they are hard to love. Be wise with where you invest your money and time and don’t just throw it around blindly, also don’t just keep all the money for yourself!

Got my first Credit Card

I finally got a credit card. Not because I need it for anything at the moment, just mainly to get points and to see what it’s like. I feel like this is another step towards adulthood or maybe not?…I am hoping to be able to personally get enough points to fly to London when Covid-19 blows over..!

 

Credit Cards have become a norm in the society that we live in today. With the lucrative offers of bonus frequent flyer points, free travel insurance, VIP lounge entries, and other incentives, it is almost like another form of gambling. If you pay off your debts in time, you are fine, but the temptation to spend more than you earn is always there and you pay a hefty price if you don’t pay your debt in time. This post will look into the benefits and cons of having a CREDIT CARD!

 

For those who have suddenly hit an unexpected emergency and are in needs of funds urgently, credit cards are a life-saver. It allows you to pay that debt or bill immediately and buys you some time before you have to pay it off. If you are good with money, you can use it a way to increase your cashflow as well as reap the many benefits of having the card. Other benefits including earning points on normal everyday purchases and which then can be exchanged for things like plane tickets or gift cards at supermarkets. Other lucrative benefits also include things like complimentary travel insurance, free lounge entries at airports, and other deals depending on the card you have. It basically enables people to purchase expensive items and pay it off over a longer period of time. For those who are struggling to make ends meet towards the end of a pay cycle, this is life saver to enable them to still be able to pay for rent, food, and other necessities before they get paid from their employers.

 

In saying that, the temptation to spend more than you earn has leads to many Australians into debt. By living beyond your means, you pay the hefty price of interest rates up to 20% for the amount that is owed. You could potentially end up losing a lot more money than you could save from having those points. This could lead to people turning instead to things like crime or theft in order to make a living. Financial crisis can also a very stressful thing to be in and is one of the causes for mental health breakdowns.

 

While credit cards may be great for some people who know how to manage their money, for others who do not have good self-control, it is a trap that is best avoided. Despite the huge number of tempting benefits of having a credit card, it is something that needs to be thought of carefully and not for those faint – hearted.

 

Keen to know your thoughts and do YOU have a credit card?!

The Covid-19 Apocalypse

This Covid-19 has allowed our minds to run wild and to jump to many of us having irrational thoughts and behaviors. Once the pandemic dies down, I can already imagine all the films and movies that will be made about this Pandemic that took over the world. I’ve been thinking my pitch for a science-fiction documentary titled the “The Covid-19 Apocalypse“.


 

It’s December 2019, while most of the world are celebrating the festive Christmas season and spending time with their loved ones, people in Wuhan, China are fearing for their lives. A strange new virus, now known as the Covid-19 has been sweeping through the Wuhan and leaving countless of people to die. The virus can be spread even if people are asymptomatic, leaving people to fear for their lives when among other people. There is currently no cure or treatment for this virus and the virus does not pick or choose who it will infect. At this stage, the virus gets very little coverage and it seems like its a virus only affecting this location in China at the moment, the world is not ready for what is to come. Little do they know, that this virus originating from one province in China, will soon be spread to every country in the world and lead to the what I call the Covid-19 Apocalypse.

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It’s March 2020, in Adelaide, South Australia. The city is still in lock down and boy has my life changed. The message from the leader of Australia is clear, “STAY AT HOME” ,”WASH YOUR HANDS”, and “GET TESTED IF YOU SHOW ANY SYMPTOMS OF THE VIRUS”. Gone are the handshakes, hugs, kisses, any type of physical affection is banned. Restaurants are closed, any type of entertainment places are closed, universities and schools are closed, basically this town is a ghost town. It is almost like there an apocalypse going on, WAIT, just let me look up the definition of apocalypse, I think this DOES count as an apocalypse. The people more anxious have already hoarded all the toilet paper from the super markets, canned food, hand sanitisers, soups, flour, eggs, there is global medication shortages…people are believing, this is it. This is the end of the world. Panic and anxiety is wide-spread, people showing their true colours…Some are selfish only thinking of themselves and their family, others show kindness even among their own hardships and difficulties. How long will this last for? How long can we last not seeing our loved ones? How long will the mental health state for those isolated be able to handle this? When will this all end?

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