Financially Literate

Lately, I have been doing some adult learning (imo). I have been trying to learn more about money through various podcasts on money. AND BOY is there a lot of things I don’t know… As a young one, I have never been that interested in money and my parents did not teach me much about it, except that it was precious and we didn’t have much. *sad face*

What even is Super?? How does it even work??

Through the last year and a bit, I have encountered terms like Salary Sacrifice, Life Insurance, Bonds, ETFS, mortage brokers, credit scores, and Stocks. I think I’ve grown up a bit now that I have become interested in money, or should I say in the fancy adult word, finance.

Studying in the health sector for 5 years has allowed me to become health literate, maybe a bit too much (those wrong self-diagnoses LOL). I did not understand why some people had poor health literacy and make such bad health decisions (every 1st generation child of a migrant would understand). I have always thought that was sufficient enough to keep me healthy and sustain me through life. However, I have only just realised I am seriously financially illiterate (and many of my friends are too)! I have never really did any check up on my money and just thought putting in the bank and getting a little interest was enough to sustain me for life. LOL.

I have realised, that if you want to look after your finances well, you need to take some time and think about what your saving goals you are aiming for and to make a budget (of some sort). You need to think about where you want to invest your money, because leaving it in the bank, while it is safe, it typically has low interest rates, and hence low returns.

Your super fund is basically your retirement fund, as a young kid in my first job, I always scowled at how money from my pay went into this “SUPER” fund that I couldn’t access until I was like 67. BLEH. What if I didn’t even live to that ripe age? Gimme my money now! Is what I probably thought. But, when I am old and wrinkly, and when I get to receive that money in my fund, hopefully I will be able to thank my younger self for working so damn hard for all those years to build a better retirement future. I don’t really know how supers work, but in my limited understanding I think they use your money and a good company hopefully will use it to invest and grow the super. However, for those with multiple super accounts, they might be paying a whole bunch of fees that they are unaware of.

There is still much to learn about money and finance and surprisingly, it is becoming more interesting and appealing to learn about money. $$

I ask my self, Have I stepped another step towards this holy adulthood? As I sit on a chair wearing my snoopy PJs and thinking about how it would be great to not go to work tomorrow. *Sad face*

Passive Income

As a kid, I have always thought…the only way to make money was to work for it or win the lottery. I didn’t know or even think of all the other possibilities that are out there to make income and I have decided to make this post as a brain storm of the ways I think you could make money in addition to working your ass off for it. Wouldn’t it be nice if you didn’t have to depend on your ability to work for an income and basically I guess is when you can say you are comfortable.

I am going to set this in groups of High Risk- High Return, Low Risk- Low Return, and inbetweens.

High Risk and High Return:

-The stock market and buying volatile shares that can dip up and down, but potentially could make you a lot of money.

-Gambling large amounts of money at Casino.

-Hedge Funds/Start ups

-Signing up for a long and highly invasive Clinical Drug Trial

 

In between:

-Investment Property (depends on the house and location). Could also be doing things like homestay or Air B n B.

-Starting your own small business

-Becoming an social media influencers- Blogger, vlogger, instagrammer… and having a Patreon or Go Fund Me page

 

Low Risk and Low Return

-Investing in safe shares, such as the big banks or supermarket chains and receiving dividend payments periodically.

-Long term deposits in the bank.

-Pokies Machines

-Working a 9-5 day job 😦

-Selling your old shit – Marie Kondo your house!

-Government welfare payments 😦

 

This is all I can think of now…but I am sure I will find out some more and update this when I do!

The end of a chapter and the start of the next

The cogs of change are changing again and life as I had known it for the last 9 months , funny how it started as a 4 week gig. When did it change? When did I stop caring, stop striving, and lost my focus?

I think I did bring it upon myself…too scared to let go of what is safe and what is familiar and immerse myself into the unknown. I am not sure if that is partly the reason why I find myself in this predicament. But then ironically, I prove myself right. It didn’t work out, but at least I have a some form of security in knowing that I have the second job while looking for something new.

It’s scary. Not knowing what my future will be like. But hey, this has been happening every few months before a contract ends. I still remember the terror and anxiety I felt when my first contract was almost ending…I was worried did I make a good impression? I’ve always worked hard and did my best to be nice to everyone. But I guess when you so hard and with no recognition, you start feeling under appreciated, tired, stressed, and burdened. Too scared to complain because you want to be chosen to stay there, yet everyday feels harder than the day before.

This good bye was inevitable. There are regrets, but there are also moments where I had a confidence that I did not have before and I am proud that this difficult situation developed that in me. Standing up for my rights and of others is something that I strive to do. I think it has something to do with respecting yourself and speaking up when something things off or wrong. Working in a mental health institution has always been a goal of mine and I have fulfilled that and believe this was be a stepping stone into something greater.

Apparently, with this company there will be an exit interview…this is not something I have done before, despite working in so many places previously. There is so many things I want to say, but I need to be careful of saying anything too bad,  because I need this people to be referees. There is never a way to win is there? Better to leave on good times than bad. I am both scared, yet also looking forward to a change of scenery. Bring on the last 3 weeks of full time work…

Stay Tuned for updates

The Breaking Point

I think we all have a limit.

A point where just one small thing can put you over the edge.

Something small that usually wouldn’t bother you.

But you have had enough.

I think you know it’s happening, even when you try to convince yourself everything is okay.

People think you are fine when you are barely holding yourself together.

You try to brush it away, pretend it is not real…BUT IT IS there and it eats away like you like an internal parasite.

The parasite is eating away at your and slowly it takes over your whole body.

Slowly you become an empty shell…Where you feel nothing, care about nothing, and do things you didn’t care about.

It’s a ticking timebomb and someday…you are gonna explode.

Then you will know.

It’s too late.

You’ve reached your breaking point.

Social Wealth

Whose place is it to determine someone’s worth in society?

Does it rely on age, gender, race, or other physical attributes? Just because someone is physically not as able to move around, does not mean they cannot contribute to society. Just look at Stephen Hawking And Nick Vujoic.

Society looks at a homeless person in the street and decides they are not worth much. However, they may be the mother of two beautiful children who have become a front line worker, they may be the beloved sister in her family. They were a precious child of their adoring parents.

Just because someone hasn’t finished school or gone to University doesn’t mean they cannot go on to do great things, look at the creator of Facebook who never finished his college degree. Just because you didn’t get a head start in life and be born into a rich family, doesn’t mean that you can’t make that a goal for yourself. Just because you didn’t grow up in a family of doctor, doesn’t mean you can’t pursue that profession for yourself.

Who is to judge whether one profession or the other has more prestige or power? Just because a cleaner isn’t getting paid as much as a top surgeon, doesn’t mean that they are any less important. There are so many important people in the world that are looked down upon and shunned in society.

I am not even sure what exactly the point I was trying to make was, but does and should your bank income and your job title determine your social status? Going through credit checks for  mortgages and credit cards, they ask how much you earn, how much you spend, and they are interested in what suburb you live in. We are reduced to a number of facts and figures and we are judged on that. It’s a strange society that we live in. It doesn’t matter if you are a reliable and honest person, if your numbers and statistics doesn’t reflect it.

Brand Loyalty

So today, I did a dumb thing. I accidentally dropped my non-water proof iphone 6 into the toilet…It was my first and hopefully  last time to do that. I freaked out..!! All the germs that must be on my phone! So I did the stupidest thing possible, I ran it under the tap to wash it. Then I tried to dry it with a towel, then I disinfected it with an antibacterial wipe. Yes, it’s probably clean, but also I have unknowingly (?) caused water damage to my phone. The screen is like all messed up, the touch ID finger print sensor doesn’t work anymore, and it permanently says I have headphone plugged in when I certainly do not. So basically I have a phone that you cannot hear from, cannot use touch ID, and has this white glow in the middle of the screen. Fingers crossed no one will call me in the next few days until I get my new phone.

So I bought a new iphone outright on a whim. THIS IS THE PROBLEM WITH HAVING A CREDIT CARD!!! I will write a separate post for that. Extra time to pay off my large purchases? Yes Please. 😦 . I have decided to upgrade to a iphone 11. Currently I have a SIX. Which is basically ancient and was dying before I dropped it in the water…So it was sort of good timing I GUESS. Why did I get a new iphone? I can’t explain it. I am not interested in other phones anymore…4 years ago I got my first iphone and have fallen deeply in love with it, then it spiraled out of control from there. After my first iphone, I got a second iphone 2 years later…then I splurged on a MAC BOOK AIR..and this year I got Apple airpods. What’s next?!?! Probably Apple Smart Watch when if and only IF my fitbit ever dies or I lose it again. It just makes sense to get another Apple product to complete my collection. I just love all my Apple products.. HECK if there was an Apple car … TAKE MY MONEY? Did I tell you I have the Apple sticker on my car, in my poor attempt to make it an apple car? Lame. I know. But this my friend, is BRAND LOYALTY.

It can start off subtle, when someone you know takes out their iphone and it’s SO SHINY and apparently the battery life is great! You compare it with your shitty android phone with bad battery, and think to yourself…Let’s try getting an iphone next time! THEN you are hooked. Probably hooked for life. It’s not just phones as well, it’s cars, vacuum cleaners, hair straighteners, clothes, skin products.  I think we as humans have just made brand loyalty as part of our DNA…and addiction, a habit…and it starts with those around us like our parents influencing us. I have a Toyota because my parents usually bought toyotas. My sister bought a GHD hair straightner, so I also bought one. I bought an iphone, then my mum and brother followed suit. Heck, we even make habits of even where we choose to cut our hair and hence because of Covid I haven’t had a hair cut in almost 10 months because my hairdresser isn’t open :(.

My point in all this is (if there is a point) to raise an awareness of our brand loyalty. Why are we so loyal to that brand? It most likely would be because of the product’s reliability and how durable or how well it functions. I trust Apple to always make a good quality, long lasting, and sleek looking devices. I know it may seem over-priced, but I rather spend a bit more on something I will really love using and look after, than something cheaper which I don’t love.

What brands are you addicted to?

How to *Think* about buying a house

If you know me in person, I probably would have told you this, I want to work hard so that I can buy my own place and finally get another dog! Childish? Maybe. I’ve been saying this, in addition, telling people I want to travel overseas to London and Europe…which is probably off the cards for the next few months. I’ve said it for a long time and one of the reasons why I haven’t got there yet is because I have procrastinated and not done much research on how to buy a house :(.

I don’t know how other people seem to have got there so fast! Maybe it is because I am picky and because I want to save up as much as I can for that initial deposit and get a decent house… There are so many things to consider! Asides from having to have a stable income to be able to pay the mortgage for the house, you also need a good credit score. It might be also beneficial to get a mortgage broker to help you liaise with mortgage lenders to get you the best rate that you can get.

You also have to research a good place to buy a property and also consider things that are around the property such as which schools that property is zoned for. You might not have kids of your own, but if you ever want to resell, you could get a higher price if you are in the zone of a good school. I think it is important to consider buying a property that will increase in value over time and not depreciate…Otherwise, you might be selling at a loss if you have to ever move for whatever reason 😦

For the type of house, you probably don’t want to invest in an apartment or a one room unit, as they will be difficult to resell later on and you may even lose money in the process. I have also read it is not advisable to purchase a house that hasn’t been built yet! They could end up dodgy or not what you expected… Personally, I don’t want a house that requires a lot of work to be done on it…because with that money I could have gotten a better property for a bit extra that didn’t require so much work. Because I am lazy and I also probably won’t know what I am doing.

There is so much to think about, how did my parents manage to do that? I suppose it was different for them, house prices were lower and they had help from my dad’s parents. I remember when we were house hunting for the house we currently live in. My parents asked me for my opinion of the house and I still remember saying, “I like the tiles in the bathroom, let’s get it”  and we got it. I am still very picky about the bathrooms to this day and YES it will still determine whether I get a particular house or not.

Oh, the joys of adulting. Earning your own money finally, but it never seems enough. It’s more than you ever had, but it STILL isn’t enough to afford a house in this day and age :(. Oh, the joys of millennial life 😦

Pandemic Ponderings

Just reflecting on how life is changing in the last few days have made me realise how much I have changed during this pandemic. Prior to the pandemic which led to a toilet paper shortage in Australia, I have never tried using a flushable toilet wipe. I have always been a plain jane toilet paper user…I am not even game to use those fancy bidet toilets in Japan…I’ve just been a big toilet paper fan (till now). However, this pandemic has made me discover the wonders and the satisfaction of using a flushable wipe, especially after a heavy meal (if you know you know).

Since toilet paper has been back on shelves, for some ODD REASON I can’t find the flushable wipes as easily in the supermarkets anymore! I am hooked! But, obviously, the supermarket may have decreased buying the wipes since toilet paper is back. Instead of the toilet paper hunt, I am not hunting for these sacred flushable wipes. Oh so expensive, but as it says on the box, ‘Leaves you feeling Shower-Fresh’. If you haven’t tried it before, you really should get your hands on some and then you will understand what I mean. Contrary to some people’s fears, I don’t believe they block the toilet drain, I could be wrong but they are supposed to ‘disperse’ in water somehow.

Another pondering that I have, is whether or not I still need my gym membership!?! I have my own yoga mat now and I have cleared out enough space in my room to do exercise AND cleared enough photos from my mirror to be able to see through it. It’s so comfortable and easy to work out from home with Blogpilates or some other Youtube Instructor… I feel like life is going to start changing back to how it was and I feel like it will take time to adjust to ANOTHER new normal again…

Though I miss seeing my friends at badminton gatherings, to be honest. Not much has changed, I didn’t go out much before and I don’t go out now. BUT I guess during the pandemic, there is less FOMO for me because everyone else is staying in too. HAHA? In a way, it’s a plus.

I am going to be taking my first exam online through a Proctor Website which is going to be exciting and scary…but a new experience none the less.

I have also confirmed that indeed my thumb is not green and is probably black. The seedling that I planted in my front garden, has not been able to sprout! I think it possibly has died!?!?  Ohwell, at least I tried. A for Effort.

I have learnt that there are many more shops I can avoid going into, by shopping online and taking advantage of their FREE SHIPPING!! Many websites have lowered minimum buy to qualify for free shipping!! I just feel like it saves a lot of time, rather than going into a shop and realising they don’t have what you want..!

I’ve also had a few phone calls from the GP instead of proper face to face meetings and I actually don’t find it too bad! It can be a bit awkward with the unexplained sudden silences, but it is much more convenient for someone as time-poor as me.

 

These are the things I have learnt and experienced for the first time during Covid-19, how has your life changed?

Expectations Vs Reality

Have you ever ordered one of those “Meal Prep Ready Kits? i.e HelloFresh etc?”, they contain all the ingredients and instructions to make the beautiful dishes that are pictured on the front of their brochures? You get super excited because you are going to end up with that awesome looking meal for dinner. Get that feeling? NO?  Well, anyway let me explain, how many times has it turned out like how you expected? The carrots you received became soggy in the fridge, your knives weren’t sharp enough to cut the vegetables up nicely like they did, you old stove cooktop doesn’t have accurate temperature settings, so your beef is a bit burnt. Your egg didn’t turn out that beautiful sunny way that you imagined it would be. You plate it up and take a photo of it for the sake of showing everyone the effort that you TRIED to make it like the picture. You write #Nailedit when you mean FAILED IT.

It not only looks shit, but it tastes shit too :(. Our great expectations can sometimes lead to great dissapointments as well. We hype ourselves up, this is the moment, this is the job we always wanted, this is the relationship that we always wanted… We all have this fake, unrealistic expectations that this is what you wanted…maybe…maybe just in your head. Perhaps some people are born more as dreamers than others. We don’t settle for what we have, we aren’t comfortable where we are…we always want…whatever is on the other side. Because the grass is always greener on the other side?  Isn’t it?  It really might be! Or it could end up being fake artificial grass. LOL.

 

What is the point of this post? I just wanted to say, there are so many expectations that I have had of myself…I turned the big 3-0 this year and it still amazes me that I still feel like the same kid that I was 12 years ago when I first finished high school. I had no idea what I would be doing, but I thought that by 30 I would be married, kids, stable job, house, dog, moved out… But, hey I am turning 30 in about 6 months and I certainly have none of that… Still single, have a pet turtle, still living with parents, on a contract job, STILL studying. But that is not what I am focussing on, I don’t want to be all negative and pessimistic. I think it’s okay to have expectations. Because I guess it gives you hope that things will change. I might be better off in 10 years than I imagined in my head and do you know what? I have realised some of those things, I don’t think I even necessarily want! It’s just that the people and environment have bred me to believe that’s what it takes to become an adult and to be seen as an adult by others.

Marriage? Maybe. Kids? Probably not. House? Yes, if I can still travel too…the loan is like a chain to my geet though :(. Dog? Yes, but I MIGHT even settle for just a cat, stable career? That’s a bit boring… I get bored in one job for too long :(.

Maybe our mindset changes, maybe we as people are just changing. Whatever it is, I am just saying it’s okay to not be where you thought you would be. Because you wouldn’t be where you are now if you didn’t walk the path you took.  Wow look at me trying to be philosophical and shit, but anyway, that’s my random rant for this week.

 

Thank you and Stay safe!

 

 

Health Care Heroes?

I am somewhat conflicted on the special treatment that ‘Health care workers’ have been receiving during this pandemic. While I think it is great that people are acknowledging the blood, sweat, and tears that happens in the health care industry and how tough and risky it can be…I feel somewhat guilty, almost, because there are so many other essential workers that aren’t receiving recognition for their commitment and hard work. Even as a health care professional, I am just doing my job…and I am getting paid for it! So I feel a bit bad that others are just doing their job, but not getting the recognition they deserve too.

I have mentioned in previous posts, the perks that have been on offer for health care workers during the Covid-10. Free soup, free coffee, discounted food, free parking in hospitals, free public transport, VIP early access to supermarkets on certain days of the week…and recently I heard they were giving free road side assist until the end of the year for AAMI customers. Thank you for acknowledging the hard-working health care professions who continue to go to work day in and day out, and they are unable to ‘work from home’, where it is safe…because our work revolves around patients and being onsite. It’s almost like token days like Valentines Day, Mother’s Day, Father’s Day…these days where you show love and appreciation for your parents or your lover. BUT, does that mean on all the other ‘normal’ day of the year, you won’t show your love an appreciations? I feel like it should be a permanent thing and not just a temporarily we finally acknowledge your importance to society kind of thing. Hope that makes sense.

In saying that, while health care workers are on the front line and incredibly important to fighting this Covid-19…I feel bad for the other ‘essential workers’ that are keeping the country running too. There’s not much love for those truck drivers who continue to keep food getting to all parts of Australia, the taxi and bus drivers for transporting people, the postie that has been working hard to deliver our letters and packages that we’ve ordered online… Then there are those food delivery drivers who are delivering food to those who might not be able to leave their home and are helping keep restaurants running during this time. There are the police, firemen, and the politicians who are working hard on planning for the recovery of Australia to become a stronger and better nation. I am sure I am forgetting a WHOLE lot of important people…the supermarket staff, cafe staff, farmers, electricians, receptionists, petrol station workers….SO MANY. We have to remember to THANK them too for continuing to work and keep this country running during the pandemic.

So, in conclusion, no hate towards health professionals or myself…but I do believe there are many ESSENTIAL people who may not be getting the recognition they deserve for doing their job as well. I am just doing my job, so why should I get praised for that?

Your thoughts are more than welcome.

Random Rants: Generous Giving

 

Even as a child, I was always a giver. It was ingrained into me from a young age from my mother, “Why get fat by eating it all by yourself, when you can share it around and not be fat?”. With that mentality, I would share whatever snacks or food I had with others, I felt extremely uncomfortable to be the only one eating. If no one else was eating, I didn’t want to eat. It made me feel like a little selfish pig and gave me this really guilty feeling. I am not saying that is a healthy thing to have! Now, I am almost the opposite, I can’t stand the sound of people chewing or eating really loudly, it’s so off-putting and distracting. But I do still like to bring food to share and to give to others…

 

Not trying to say I am a saint or anything, but when I was younger I was sympathetic the beggars I saw on the street, despite not having money, I would try to give them something useful like food or a pocket hand warmer…  When I finally had a job in university, on my 22nd birthday, I remember signing up to sponsor a child in Africa who had the same birthday as me. Despite sponsoring her for many years and receiving the periodic update letters from her, I never responded to a single one. I was like an anonymous sponsee that never seemed to have time to write a letter to someone I didn’t know.

 

One day, my brother told me, instead of just throwing money to random organisations and where the money goes into paying for the staff working in the organisation in a place far away. What about instead of focussing on the people across the world, what about the people around you? This led me into a phase where I was trying to find the right place to volunteer and tried all these different places. I felt while the work I did there was alright for the moment, I felt there was so much more potentially that I could do.  There was so much I wanted to do, but so little time. I loved animals, I loved kids, I cared about the disadvantaged, people with disabilities, the medically sick…I wanted to go on medical mission trips across the world and help people in development countries, myself. That was my dream, I do still hope to do that someday. But reality hits, this all needs money. It doesn’t come for free…to get there I need to study hard to get into the degree, I need to get experience, and become qualified. I guess you can call it perhaps my calling in life for the desire to help others and to give.

It’s not always just about giving money, but thinking what can you actually DO and just to be kind to those around you, even if they are hard to love. Be wise with where you invest your money and time and don’t just throw it around blindly, also don’t just keep all the money for yourself!

Got my first Credit Card

I finally got a credit card. Not because I need it for anything at the moment, just mainly to get points and to see what it’s like. I feel like this is another step towards adulthood or maybe not?…I am hoping to be able to personally get enough points to fly to London when Covid-19 blows over..!

 

Credit Cards have become a norm in the society that we live in today. With the lucrative offers of bonus frequent flyer points, free travel insurance, VIP lounge entries, and other incentives, it is almost like another form of gambling. If you pay off your debts in time, you are fine, but the temptation to spend more than you earn is always there and you pay a hefty price if you don’t pay your debt in time. This post will look into the benefits and cons of having a CREDIT CARD!

 

For those who have suddenly hit an unexpected emergency and are in needs of funds urgently, credit cards are a life-saver. It allows you to pay that debt or bill immediately and buys you some time before you have to pay it off. If you are good with money, you can use it a way to increase your cashflow as well as reap the many benefits of having the card. Other benefits including earning points on normal everyday purchases and which then can be exchanged for things like plane tickets or gift cards at supermarkets. Other lucrative benefits also include things like complimentary travel insurance, free lounge entries at airports, and other deals depending on the card you have. It basically enables people to purchase expensive items and pay it off over a longer period of time. For those who are struggling to make ends meet towards the end of a pay cycle, this is life saver to enable them to still be able to pay for rent, food, and other necessities before they get paid from their employers.

 

In saying that, the temptation to spend more than you earn has leads to many Australians into debt. By living beyond your means, you pay the hefty price of interest rates up to 20% for the amount that is owed. You could potentially end up losing a lot more money than you could save from having those points. This could lead to people turning instead to things like crime or theft in order to make a living. Financial crisis can also a very stressful thing to be in and is one of the causes for mental health breakdowns.

 

While credit cards may be great for some people who know how to manage their money, for others who do not have good self-control, it is a trap that is best avoided. Despite the huge number of tempting benefits of having a credit card, it is something that needs to be thought of carefully and not for those faint – hearted.

 

Keen to know your thoughts and do YOU have a credit card?!

The Covid-19 Apocalypse

This Covid-19 has allowed our minds to run wild and to jump to many of us having irrational thoughts and behaviors. Once the pandemic dies down, I can already imagine all the films and movies that will be made about this Pandemic that took over the world. I’ve been thinking my pitch for a science-fiction documentary titled the “The Covid-19 Apocalypse“.


 

It’s December 2019, while most of the world are celebrating the festive Christmas season and spending time with their loved ones, people in Wuhan, China are fearing for their lives. A strange new virus, now known as the Covid-19 has been sweeping through the Wuhan and leaving countless of people to die. The virus can be spread even if people are asymptomatic, leaving people to fear for their lives when among other people. There is currently no cure or treatment for this virus and the virus does not pick or choose who it will infect. At this stage, the virus gets very little coverage and it seems like its a virus only affecting this location in China at the moment, the world is not ready for what is to come. Little do they know, that this virus originating from one province in China, will soon be spread to every country in the world and lead to the what I call the Covid-19 Apocalypse.

….

It’s March 2020, in Adelaide, South Australia. The city is still in lock down and boy has my life changed. The message from the leader of Australia is clear, “STAY AT HOME” ,”WASH YOUR HANDS”, and “GET TESTED IF YOU SHOW ANY SYMPTOMS OF THE VIRUS”. Gone are the handshakes, hugs, kisses, any type of physical affection is banned. Restaurants are closed, any type of entertainment places are closed, universities and schools are closed, basically this town is a ghost town. It is almost like there an apocalypse going on, WAIT, just let me look up the definition of apocalypse, I think this DOES count as an apocalypse. The people more anxious have already hoarded all the toilet paper from the super markets, canned food, hand sanitisers, soups, flour, eggs, there is global medication shortages…people are believing, this is it. This is the end of the world. Panic and anxiety is wide-spread, people showing their true colours…Some are selfish only thinking of themselves and their family, others show kindness even among their own hardships and difficulties. How long will this last for? How long can we last not seeing our loved ones? How long will the mental health state for those isolated be able to handle this? When will this all end?

….

Not Everyone is cut out to become a Parent

Once a couple has been married a few years, the natural questions they most commonly will be asked is, “So when are you having kids?”. Our current society has this expectation of young couples to start families, ASAP. However, we are often forgetting that life just gets busier and busier. People are more focussed on building their careers, travelling the world, and doing other great things, it’s hard to stop and try to fit having kids in there. I solemnly believe that having kids is not everyone’s cup of tea…It might be the right thing for one couple, but shouldn’t be expected for every couple out there.

 

Don’t get me wrong. I don’t hate kids. I absolutely LOVE playing with my nephew or other people’s kids. I used to serve as a Sunday School teacher for many years…people know I love kids and I am good with them, but that does not necessarily mean I will or want to have my own kids. There is a difference in playing with kids during their happiest times and not having enough sleep for the last 3 months because your kid will not stop crying in the middle of the night. There are so many things that are more important in my life at this time and kids don’t fit into the equation. I am working in two jobs, studying a graduate certificate, and also working on this blog, and ideas for my book. I just can’t imagine having time to fit in kids as well and I think that is absolutely fine. Right now, I am still saving up money to buy my own home. I don’t know how I will be able to afford to raise a child, let alone be able to send them to school, and pay for all those additional expenses. Not everyone will make a great parent, some parents are too selfish and won’t look after their kids properly and this leads to some kids getting abused, blamed, and neglected, their parents shouldn’t have kids. Just because you gave birth to a child, doesn’t mean you will always love them and this is why so many kids end up in foster care, orphanages, and on the streets. 

 

In saying that, I have friends whose biggest goal and dream in life are to become a great mother or father. They feel like it is their life purpose to have kids and to make sure that they turn out alright. The human population would slowly die out if we didn’t have kids, it means there will be no younger workforce to look after the elderly and to take up laborious jobs that older people can’t do. The younger generation is our future and I agree it is important to have kids, but the world is already overpopulated in a way and in developing countries, it is a big issue and that is why China implemented the ‘One-Child Policy’ for a period of time to reduce overpopulation in China. Parents and Grandparents often encourage their children and grandchildren to produce offspring because that is what their grandparents and parents wanted from them. Yes, it is good to have kids, but not everyone should have them.

 

I believe you need to have a calling to be a parent. It’s not for everyone and it is not for me. I love kids, however, I can’t imagine revolving my whole life around the raising of the child and blaming myself if they didn’t turn out well. While the majority of heterosexual couples will probably end up having kids, I think it is absolutely fine not to have kids and instead chase your dream career or other aspirations.

 

The Toilet Paper Returns to Shelves!

Yesterday, for the first time in about a month (since I last went to shop during special early opening of supermarkets for health care workers).. I was able to buy some TOILET PAPER!!! It was a four pack and it was expensive af, but doesn’t matter! I am just super grateful that we have toilet paper on our shelves again!! On a side note, I also managed to get a 500ml of hand sanitiser!

I am taking this as a sure sign that life is sure but surely returning back to normal.. Some elective surgeries are set to slowly recommence from next Tuesday in Australia. While travel bans are still in place for the moment, the daily number of new cases of Coronavirus in Australia is steadily dropping each day. This is great news for everyone, however it’s been dropping due to the social distancing that is being put into place.

Each business and place have their own levels of social distancing measures…for example, the Asian mart that I go to literally has no signs about social distancing… but then again, it is pretty quiet. However, when I went to my dermatology appointment today, WHOA…I felt like I was going through customs at the airport…! I wasn’t allowed into the practice without having sanitised my hands with alcohol gel, have my temperature checked, and signing a declaration that  I hadn’t been overseas in the last 14 days or to certain areas of Adelaide where there was outbreaks of Covid 19…When all was good there was lines and glass screens which separated me and the receptionist. Anyways, when I actually got to finally see the dermatologist, he didn’t even wear gloves when injecting steroids into my ear?! And there was blood everywhere?? HUH?!

Anyways, I am looking forward to the eventual reopening of public places and hopefully GYMS and BADMINTON!!!!!!!!!!!!!!!!!!

Hope I am not excited too early …